:root {
  --navy: #1b2a52;
  --navy-light: #24356a;
  --navy-deep: #121c38;
  --gold: #d4af4e;
  --gold-soft: #e3c87e;
  --gold-dark: #b8933a;
  --paper: #fdfcf9;        /* warm white page base */
  --ivory: #f6f2e9;        /* soft band */
  --ink: #2b3347;          /* body text on light */
  --ink-soft: #545d73;
  --hairline-gold: rgba(184,147,58,.4);
  --hairline-navy: rgba(27,42,82,.14);
  --serif: 'Cormorant Garamond', Georgia, serif;
  --sans: 'Montserrat', 'Segoe UI', system-ui, sans-serif;
}
* { margin: 0; padding: 0; box-sizing: border-box; }
html { scroll-behavior: smooth; }
body { font-family: var(--sans); font-weight: 300; background: var(--paper); color: var(--ink); line-height: 1.7; font-size: 16.5px; }
img { max-width: 100%; }
a { color: var(--gold-dark); }
strong { font-weight: 600; }

/* ---------- Nav (navy — part of the signature) ---------- */
nav {
  display: flex; justify-content: space-between; align-items: center; gap: 16px;
  padding: 20px 5vw; position: sticky; top: 0; z-index: 50;
  background: rgba(27,42,82,.97); backdrop-filter: blur(8px);
  border-bottom: 1px solid var(--hairline-gold);
}
.logo { font-family: var(--serif); font-size: 1.2rem; font-weight: 600; letter-spacing: .14em; color: #fff; text-decoration: none; white-space: nowrap; }
.logo span { color: var(--gold); }
.nav-links { display: flex; gap: 26px; align-items: center; }
.nav-links a {
  color: rgba(255,255,255,.85); text-decoration: none; font-size: .74rem;
  text-transform: uppercase; letter-spacing: .18em; font-weight: 500;
}
.nav-links a:hover { color: var(--gold); }
.nav-phone {
  background: transparent !important; border: 1px solid var(--gold); color: var(--gold) !important;
  font-weight: 500; padding: 10px 20px; border-radius: 0; text-decoration: none; white-space: nowrap;
  transition: all .25s;
}
.nav-phone:hover { background: var(--gold) !important; color: var(--navy) !important; }

/* ---------- Shared ---------- */
.wrap { max-width: 1160px; margin: 0 auto; padding: 0 5vw; }
section { padding: 72px 0; }
h1 { font-family: var(--serif); font-weight: 500; font-size: clamp(2.6rem, 5.2vw, 4rem); line-height: 1.08; color: var(--navy); }
h1 em, h2 em { font-style: italic; color: var(--gold-dark); }
h2 { font-family: var(--serif); font-weight: 500; font-size: clamp(1.7rem, 3.4vw, 2.5rem); line-height: 1.2; margin-bottom: 20px; color: var(--navy); }
h2::after { content: ""; display: block; width: 64px; height: 1px; background: var(--gold); margin-top: 16px; }
section[style*="text-align:center"] h2::after { margin-left: auto; margin-right: auto; }
h3 { font-family: var(--serif); font-size: 1.35rem; font-weight: 600; margin-bottom: 8px; color: var(--navy); }
p { color: var(--ink-soft); }
.kicker { color: var(--gold-dark); text-transform: uppercase; letter-spacing: .28em; font-size: .72rem; font-weight: 600; margin-bottom: 14px; }

.btn {
  display: inline-block; padding: 15px 32px; border-radius: 0; font-weight: 600;
  font-size: .78rem; text-transform: uppercase; letter-spacing: .16em; text-decoration: none;
  transition: all .25s;
}
.btn-gold { background: var(--gold); color: var(--navy); }
.btn-gold:hover { background: var(--gold-dark); color: #fff; }
.btn-outline { border: 1px solid var(--navy); color: var(--navy); }
.btn-outline:hover { border-color: var(--gold-dark); color: var(--gold-dark); }

/* ---------- The guarantee card (gold — works on navy and light) ---------- */
.guarantee {
  background: linear-gradient(160deg, var(--gold-soft), var(--gold) 40%, var(--gold-dark));
  color: var(--navy); padding: 30px 32px; max-width: 560px;
  box-shadow: 0 18px 50px rgba(18,28,56,.25); position: relative;
}
.guarantee::before { content: ""; position: absolute; inset: 7px; border: 1px solid rgba(27,42,82,.35); pointer-events: none; }
.guarantee h2, .guarantee h3 { color: var(--navy); font-size: 1.45rem; margin-bottom: 12px; }
.guarantee h2::after { display: none; }
.guarantee ul { list-style: none; }
.guarantee li { padding: 4px 0 4px 26px; position: relative; font-size: .98rem; color: var(--navy); font-weight: 400; }
.guarantee li::before { content: "◆"; position: absolute; left: 2px; font-size: .5rem; top: 12px; }
.guarantee .fine { border-top: 1px solid rgba(27,42,82,.3); margin-top: 14px; padding-top: 11px; font-size: .76rem; opacity: .85; }

/* ---------- Hero band (light & airy — navy lives in the nav and type) ---------- */
.hero-band {
  background: linear-gradient(180deg, var(--ivory), var(--paper) 70%);
  border-bottom: 1px solid var(--hairline-navy);
}

.hero { display: grid; grid-template-columns: 1.15fr .85fr; gap: 56px; align-items: center; padding: 72px 0 64px; }
.hero .subhead { font-size: 1.08rem; margin: 28px 0 30px; max-width: 560px; }
.hero .guarantee { margin-top: 28px; }
.ctas { display: flex; gap: 16px; flex-wrap: wrap; margin-bottom: 16px; }
.text-line { font-size: .92rem; color: var(--ink-soft); }
.text-line a { font-weight: 600; text-decoration: none; }

.portrait { text-align: center; }
.photo-ring {
  width: 300px; height: 300px; border-radius: 50%; margin: 0 auto 22px;
  border: 1px solid var(--gold); padding: 10px;
  display: flex; align-items: center; justify-content: center;
}
.photo-inner {
  width: 100%; height: 100%; border-radius: 50%; overflow: hidden; background: var(--ivory);
  display: flex; align-items: center; justify-content: center; color: var(--ink-soft); font-size: .85rem;
  border: 4px solid var(--gold);
}
.photo-inner img { width: 100%; height: 100%; object-fit: cover; }
.portrait .name { font-family: var(--serif); font-size: 1.5rem; font-weight: 600; letter-spacing: .04em; color: var(--navy); }
.portrait .cred { color: var(--gold-dark); font-size: .7rem; letter-spacing: .3em; font-weight: 600; margin-top: 6px; text-transform: uppercase; }
.portrait .brokerage { color: var(--ink-soft); font-size: .82rem; margin-top: 8px; line-height: 1.6; }

/* ---------- Strips & cards (light) ---------- */
.strip { background: var(--ivory); border-top: 1px solid var(--hairline-navy); border-bottom: 1px solid var(--hairline-navy); }
.strip-inner { display: flex; gap: 40px; justify-content: center; flex-wrap: wrap; padding: 44px 5vw 36px; max-width: 1160px; margin: 0 auto; }
.strip-item { max-width: 300px; font-size: .93rem; color: var(--ink); }
.strip-item strong { color: var(--gold-dark); display: block; margin-bottom: 6px; font-size: .74rem; text-transform: uppercase; letter-spacing: .2em; font-weight: 600; }
.strip a { color: var(--gold-dark); }

.cards { display: grid; grid-template-columns: repeat(auto-fit, minmax(280px, 1fr)); gap: 26px; margin-top: 30px; }
.card {
  background: #fff; padding: 34px 30px; border: 1px solid var(--hairline-navy);
  border-top: 2px solid var(--gold); transition: transform .25s, box-shadow .25s;
}
.card:hover { transform: translateY(-4px); box-shadow: 0 16px 40px rgba(18,28,56,.12); }
.card .tag { font-size: .68rem; letter-spacing: .24em; text-transform: uppercase; color: var(--gold-dark); font-weight: 600; }
.card h3 { color: var(--navy); margin: 10px 0; }
.card p { font-size: .93rem; }
.card a { font-weight: 600; text-decoration: none; display: inline-block; margin-top: 14px; font-size: .8rem; text-transform: uppercase; letter-spacing: .14em; }

/* ---------- The one dark statement band ---------- */
.dark-band { background: var(--navy); color: #fff; border-top: 1px solid var(--hairline-gold); border-bottom: 1px solid var(--hairline-gold); }
.dark-band h2 { color: #fff; }
.dark-band h2 em { color: var(--gold-soft); }
.dark-band p { color: rgba(255,255,255,.85); }
.dark-band .kicker { color: var(--gold); }

/* ---------- Build timeline ---------- */
.timeline { position: relative; margin-top: 36px; padding-left: 34px; }
.timeline::before { content: ""; position: absolute; left: 8px; top: 6px; bottom: 6px; width: 1px; background: var(--hairline-gold); }
.tl-item { position: relative; padding: 0 0 44px 18px; }
.tl-item::before { content: "◆"; position: absolute; left: -31px; top: 4px; color: var(--gold-dark); font-size: .7rem; }
.tl-item .tl-month { font-size: .7rem; letter-spacing: .26em; text-transform: uppercase; color: var(--gold-dark); font-weight: 600; }
.tl-item h3 { margin-top: 6px; }
.tl-item p { max-width: 640px; font-size: .95rem; }
.tl-item img { margin-top: 14px; max-width: 640px; width: 100%; border: 1px solid var(--hairline-navy); }

/* ---------- Gallery ---------- */
.gallery { display: grid; grid-template-columns: repeat(auto-fill, minmax(240px, 1fr)); gap: 14px; margin-top: 28px; }
.gallery img {
  width: 100%; aspect-ratio: 4 / 3; object-fit: cover; display: block;
  border: 1px solid var(--hairline-navy); transition: transform .3s, box-shadow .3s;
}
.gallery img:hover { transform: scale(1.02); box-shadow: 0 14px 34px rgba(18,28,56,.18); }

/* ---------- Forms (light) ---------- */
form { max-width: 620px; }
label { display: block; font-size: .72rem; font-weight: 600; color: var(--gold-dark); margin: 20px 0 8px; text-transform: uppercase; letter-spacing: .2em; }
input, select, textarea {
  width: 100%; padding: 14px 15px; border: 1px solid var(--hairline-navy);
  background: #fff; color: var(--ink); font-size: 1rem; font-family: var(--sans); font-weight: 300; border-radius: 0;
}
input:focus, select:focus, textarea:focus { outline: none; border-color: var(--gold-dark); }
button[type="submit"] { margin-top: 26px; cursor: pointer; border: none; }

/* ---------- FAQ ---------- */
.faq details { border-bottom: 1px solid var(--hairline-gold); padding: 18px 0; }
.faq summary { cursor: pointer; font-family: var(--serif); font-weight: 600; font-size: 1.15rem; color: var(--navy); }
.faq summary::marker { color: var(--gold-dark); }
.faq p { margin-top: 12px; font-size: .95rem; }

/* ---------- Copy chips (contact) ---------- */
.copy-chip {
  display: block; margin: 12px auto 0; background: transparent; border: 1px dashed var(--hairline-navy);
  color: var(--ink-soft); font-family: var(--sans); font-size: .8rem; font-weight: 300;
  padding: 8px 14px; cursor: pointer; max-width: 100%; overflow-wrap: anywhere;
}
.copy-chip strong { font-weight: 600; color: var(--navy); }
.copy-chip:hover { border-color: var(--gold-dark); color: var(--gold-dark); }
.copy-chip.copied { border-color: var(--gold-dark); color: var(--gold-dark); font-weight: 600; }

/* ---------- Footer (navy — closes the frame) ---------- */
footer { background: var(--navy-deep); padding: 52px 5vw 34px; margin-top: 64px; font-size: .84rem; color: rgba(255,255,255,.62); border-top: 1px solid var(--hairline-gold); overflow-wrap: anywhere; }
footer .foot-grid { max-width: 1160px; margin: 0 auto; display: flex; justify-content: space-between; gap: 32px; flex-wrap: wrap; }
footer .foot-grid > div { min-width: 0; max-width: 100%; }
footer a { color: rgba(255,255,255,.62); text-decoration: none; overflow-wrap: anywhere; }
footer a:hover { color: var(--gold); }
footer strong { color: #fff; }
.foot-legal { max-width: 1160px; margin: 28px auto 0; padding-top: 20px; border-top: 1px solid rgba(255,255,255,.08); font-size: .78rem; line-height: 1.8; }

@media (max-width: 900px) {
  .hero { grid-template-columns: 1fr; }
  .portrait { order: -1; }
  .photo-ring { width: 200px; height: 200px; }
  .nav-links a:not(.nav-phone) { display: none; }
  section { padding: 52px 0; }
}