Buy before you sell
The worst way to move: sell first, pray you find something, end up in a rental with your life in storage. The second worst: make offers "contingent on the sale of my home" and lose to every buyer who isn't.
There's a better sequence — and most agents never show it to you, because it takes actual financial engineering. This is one of our specialties.
You may be able to carry both mortgages briefly — more people qualify than assume. We run the numbers with your lender before you fall in love with anything.
Open a line against your current home before it's listed, use it for the next down payment, pay it off at closing. Timing matters — banks won't open one after you list. This conversation happens first, not last.
Purpose-built for exactly this gap: close on the new home now, sell on your schedule. We walk you through the real costs before you commit — and tell you honestly when it isn't worth it. Sometimes it isn't.
Partner programs can buy your next home in cash on your behalf — making your offer as strong as any investor's — then you finance it normally after your old home sells. Powerful in multiple-offer situations. Not free. We show you the math.
Week 1 — the numbers conversation. Equity, payoff, what you qualify for, which of the four paths fits — with Alex and your lender.
Then — buy with confidence. Shop without contingency handcuffs and win.
Then we sell your home — prepped with staging support from our in-house specialist, and marketed properly because you're already out. That's when homes show best and sell for more.
Often, yes — via carrying both briefly, a HELOC opened pre-listing, a bridge loan, or a cash-offer program. The right answer is math, not opinion, and we run it with your lender first.
Before listing. Banks generally won't open a line on a home that's already on the market — which is why the order of operations matters so much.
The numbers conversation costs nothing. Each path has its own real costs, and we put them side by side in plain English before you choose anything.